I.  Notice

Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

Copyright © [Home Kapital Finance, LLC 2022]. All Rights Reserved.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Home Kapital Finance, LLC (“Home Kapital”) unless otherwise indicated.

II.  Trademarks and Intellectual Property Rights.

The following marks appearing on these pages and the respective logos, emblems, slogans and designs are trademarks and/or service marks of Home Kapital Finance, LLC, Home Kapital Ventures, LLC and/or Domus Rock, LLC.  All other marks used on these pages are the property of their respective owners.

You acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any of the pages.  You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any page, or alter the appearance of any of the pages.

You may not use the pages or content found on these pages, domain names or email addresses related to or derived from these pages, not any data, trademarks, functionality, service marks, trade names, brand names and/or logos contained within or derived from these pages, for any purpose.

III.  Use of Information and Materials.

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Home Kapital’s web sites and systems including but not limited to unauthorized entry into Home Kapital’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Home Kapital and/or its affiliates. The products offered by Home Kapital and its affiliates are not bank deposits nor insured by the FDIC or other entity, and are subject to investment risks, including possible loss of principal amount invested.

IV.  Revisions and Modifications.

You agree and acknowledge that we may revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this page at the time you access these pages. Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use. In addition, you agree and acknowledge that all other content, services, products and materials on or available through these pages are subject to updating and revision without notice to you. You further acknowledge and agree that individual modifications to the Terms of Use may not be altered by contract, unless expressly permitted in writing by an authorized representative of Home Kapital Finance.

V.  Links.

This site may contain links to web sites controlled or offered by third parties (non-affiliates of Home Kapital). Home Kapital hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third-party sites linked to this web site. By creating a link to a third party web site, Home Kapital does not endorse or recommend any products or services offered or information contained at that web site, nor is Home Kapital liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Home Kapital and the third party website may provide less security than the Home Kapital site.

VI.  No Warranty.

The information and materials contained in this site, including text, graphics, links or other items are provided “as is”, “as available”. Home Kapital does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

VII.  Limitation of Liability.

In no event will Home Kapital be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Home Kapital, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

VIII.  Submissions.

All information submitted to Home Kapital via this site shall be deemed and remain the property of Home Kapital and Home Kapital shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Home Kapital through this site. Home Kapital shall not be subject to any obligations of confidentiality regarding submitted information except as agreed to by Home Kapital directly with the customer in writing or as otherwise specifically agreed or required by law.

IX.  Privacy and Security.

For information on how Home Kapital uses and protects the personal information that you may provide through its pages, please visit privacy policy at www.homekap.com

X.  Availability

This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

XI.  Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

XII.  Governing Law

Use of this site shall be governed by all applicable Federal and State laws.

XIII.  Investment Disclaimer.

You agree and acknowledge that the products offered by Home Kapital are: (i) not insured by the FDIC or any federal government agency; (ii) not a deposit or other obligation of, or guaranteed by, any party; (iii) subject to investment risks, including possible loss of the principal amount.